Three ways to fund your growth.
Every business is different. Here's how each of our core funding options works, what it costs, and when it's the right choice — explained in plain English.
Line of Credit
A business line of credit works like a safety net: we set you up with an approved limit, and you draw money from it whenever you need to — today, next month, or next year. You only pay interest on what you actually use, and as you pay it back, the full amount becomes available again.
Think of it as a credit card for your business, but with much higher limits and lower rates. It's the most flexible product we offer.
Term Loan
A term loan is the classic business loan: you receive one lump sum of cash up front, then pay it back in equal installments over a set period. Your payment amount never changes, so it's easy to budget around.
Because you know exactly what you're getting and exactly what you'll pay, term loans are the go-to choice for big, planned investments — the kind with a clear price tag and a clear payoff.
SBA & Equipment Financing
SBA loans are partially guaranteed by the U.S. Small Business Administration, which lets lenders offer the lowest rates and longest terms in small-business lending. They take more paperwork and a little more time — but if you qualify, they're usually the cheapest money available.
Equipment financing covers vehicles, machinery, kitchen equipment, computers — anything with a price tag. The equipment itself serves as the collateral, which makes approval easier and can cover up to 100% of the purchase.
Not sure which is right for you?
You don't have to figure it out alone. Answer a few questions and your advisor will match you with the best option from 75+ lending partners — with no impact to your credit.