Our Story

Built to Help
Businesses Grow.

Redwood Capital was founded with a single mission: make business funding accessible, transparent, and fast for every entrepreneur — regardless of credit history or business type.

Based in Los Angeles, we serve businesses coast-to-coast, connecting them with our network of 75+ institutional and alternative lenders to find the right capital at the right terms.

We won’t let a credit score, a bank’s arbitrary criteria, or a lack of collateral stand between you and your goals.

“We believe every business deserves access to the capital it needs to reach its full potential. One application, 75+ lenders, decisions in hours.”
75+
Lending Partners
6
Funding Products
$5M
Max Funding
24hr
Avg. Funding Time
Core Values

What Drives Us

Transparency

No hidden fees, no confusing terms. We explain every offer clearly before you sign anything.

Speed

We know timing is everything in business. Our process gets capital into your hands as quickly as possible.

Partnership

We build lasting relationships and continue supporting your business as it grows over time.

Advocacy

As your broker, our incentive is to get you the best deal. We negotiate against 75+ lenders on your behalf.

The Redwood Advantage

Why Work With a Broker?

Going directly to a single lender means one offer, one decision. Working with Redwood Capital means competing offers from 75+ lenders through a single soft inquiry — at zero cost to you.

  • One application, multiple competing offers

    Instead of applying to lenders separately — each pulling your credit — submit once and receive multiple offers through a single soft inquiry.

  • We work for you, not the bank

    Our compensation comes from lenders only when you successfully receive funding — so we’re motivated entirely by your best outcome.

  • No application fees — ever

    Checking your eligibility, comparing offers, and speaking with an advisor are all completely free.

  • Programs for challenged credit

    We have programs for businesses with FICO scores as low as 500. Alternative lenders evaluate revenue and bank history, not just your score.

Ready to Get Started?

Apply in minutes — free, with no hard credit pull.